Personal Investments • Re: Opinions on 90/10 Portfolio by Warren Buffett
90/10 is fine for a 33 year old. The 90 can be Total Stock, S&P 500, or a 80/20, 70/30, 60/40 or 50/50 mix of these with Total International, they are all fine. There is no a priori optimal...
View ArticlePersonal Investments • Re: How to use TIPS?
If you use a "Tips" fund do you go short, like with VTIP (0-5yrs) or SCGP, an intermediate duration of 5 years plus? My nominal bonds are intermediate, I use VGIT and SPTI. I have been advised that I...
View ArticlePersonal Investments • Re: Die with Zero - opinions?
I just finished the book, and it is giving me a whole new perspective in the whole rat race of trying to save more and increase wealth. DW (41) and I (39) have 2 kids aged 12 and 9 and I find I am...
View ArticlePersonal Investments • Re: Is it time to sell out of bond funds?
At age 73, I have been a Vanguard PAS client for 8 1/2 years. Was never an investor in the past, so the advisor put me in a 50/50 portfolio. Portfolio performance in 8 1/2 years is 5.8%. The only...
View ArticlePersonal Investments • Re: Wellesley too conservative?
Let me be a devil's advocate here. So it seems to me diversification when going active is inconsistent with going active in the first place. The empirical evidence tells us that index funds...
View ArticlePersonal Investments • Re: VTI question
Not in place, but in addition to, sure. Why not diversify internationally? The top stock is less than 4% of the world equity market portfolio.Statistics: Posted by Triple digit golfer — Sat Apr 27,...
View ArticlePersonal Investments • Re: What Fidelity fund(s) for taxable?
Learn about wash sales. There are some nuances regarding holding the same fund in a taxable account and a tax advantaged account, especially when you sell a fund in taxable for a loss (tax loss...
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